Cresco Bank and Trust Company | Privacy and Security

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Privacy Notice
We collect non-public personal information about you from the following sources:

information we receive from you on applications & other forms;
information about your transactions with us, our affiliates, or others;
information we receive from a consumer reporting agency.

We restrict access to non-public personal information about you to those employees who need to know that information to provide products and services to you. We maintain physical, electronic, and procedural safeguards that comply with Federal standards to guard your non-public personal information.

We do not disclose any non-public personal information about our customers or former customers to anyone, except as permitted by law.

Online Privacy Guidelines
Online Information
When a customer or any other person visits our website at www.crescobank.com, we may obtain certain information. The information we collect is subject to all the safeguards as described above, and is also subject to the following guidelines:

Collection and Use
We collect information from visitors to our website in two ways: general information that we gather from your personal computer and specific information that you chose to provide to us. We do not collect or store specific personal information concerning visitors on our website unless you choose to provide it. We will, however, collect and store general information such as:

The name of the domain from which you access the Internet (for example aol.com if you are connecting from America Online.
The Internet address of the website from which you linked directly to our site, if any.
The type of web browser software you are using to view our site (such as Netscape or Explorer).
The date and time you access the site.

If you choose to provide additional information about yourself such as information on an application form, we will retain and use that information in accordance with our Privacy Policy Notice.

FundsXpress Banking On-line
Strong encryption technology is used to protect the privacy of your personal information when using FundsXpress Internet banking.

Children's Online Privacy
Our website is directed to a general audience. We do not knowingly solicit or collect personal information from children on our site.

Email Security
You may send email from our website or from Funds Express Internet banking. When you send email using Funds Express Internet banking, that information will be sent by a secure connection using encryption. However, if you use our website to send email, the information that you send is not sent by a secure encrypted connection and is not secure against interception. Depending on the content of your email, we may be required by laws and regulations to keep the information. If your email contains information that is sensitive or includes personal information such as account numbers, credit card numbers or your social security number, you may wish to consider giving this information to us another way.

If you would like to check the accuracy of your bank information, or have questions concerning our privacy policy, please visit us at 126 Second Avenue S.E. in Cresco, Iowa.