

Of course these are not the only reasons we think you will like banking with Cresco Bank. Please read on to find out why we think you will love your relationship with us.
Our Philosophy
After going through several name and ownership changes, we believe that we have come back to our roots since we were founded in 1869 as Cresco State Bank. Today, as Cresco Bank & Trust Company, we are local, stable, and here to stay. The same, but somehow more excited management and staff believe we have better tools and resources than ever before for our community and customers.
We can think differently. Because we are not owned by investors typically interested in next quarters’ earnings, we believe the bank will prosper by treating our customers and employees fairly and with respect. Additionally, our bank, directors, officers, and staff are committed to giving back to the community by offering time, talent, and resources to many worthy causes.
Our Response Time
Our staff prides itself in providing efficient service and our culture allows for quick decision making. We are open to serve your needs 6 days a week from our Cresco Bank and Decorah Bank & Trust locations.
Loan decisions, large and small are made in a quick fashion. Our commercial borrowers have come to enjoy no-hassle, no-wait business banking.
We are Accessible
You are our future. We want to hear from you if you have a suggestion. Our commitment to being accessible is evident when you walk in to Cresco Bank and are welcomed at the Hospitality Desk. You’ll also find our Presidential office is located within a few feet of the front doors. Donna Thomas welcomes your visit any time.
More Than Traditional Banking
Our advisors work closely with individuals to develop and integrate a financial plan. Trust services are available for people from all walks of life and unique situations.
Safety & Security
We take the safety of your hard earned dollars very seriously. The bank maintains FDIC insurance on your deposits. Our clients can have more than the typical $100,000 of insurance coverage if deposits are maintained in different categories of legal ownership or are placed in a new service we offer, called CDARS. Any deposits you have with Cresco Bank and Decorah Bank & Trust Company will be added together to determine your FDIC coverage.
Information security has become increasingly important with technology enhancements so we continually take extensive measures to keep your information safe. Read more about Security & Privacy.
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